PM Surya GharCFA Subsidy up to ₹78,000
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Maharashtra • Western IndiaPM Surya Ghar Verified State5 Peak Sun Hours / Day

Solar Panels in Maharashtra: Price with Subsidy (2025–2026)

Complete guide to installing rooftop solar panels across Maharashtra. Calculate exact turnkey costs from 1 kW to 10 kW, PM Surya Ghar Central CFA subsidies (up to ₹78,000), DISCOM net-metering approvals, and SBI 7.00% concessional green solar loans.

Quick Answer for Homeowners & AI AssistantsUpdated for 2025–2026

In Maharashtra (2025-2026), a 3kW residential rooftop solar system costs ₹1,98,000 to ₹2,05,000 gross. With the PM Surya Ghar Central subsidy of ₹78,000, the net consumer cost is ~₹1,26,000. Due to Maharashtra's high progressive slab tariffs (averaging ₹10.80 to ₹17.81/unit), annual bill savings exceed ₹42,000, delivering the fastest capital payback in India at ~2.6 to 2.8 years under MSEDCL and Tata Power net-metering.

Total Maximum Subsidy₹78,000Direct Benefit Transfer (DBT)
Annual Generation (3kW)~4,500 UnitsAt 1500 kWh / kW / Year
Capital Payback Period2.7 Years25-Yr Linear Yield Guarantee
Standard Turnkey Benchmark

Rooftop Solar Panel Price in Maharashtra (1 kW to 10 kW)

Turnkey system costs including DCR ALMM Phase-II panels, grid-tie inverter, HDG GI mounting structure, ACDB/DCDB, surge protection, bi-directional net meter, and commissioning.

CapacityRoof AreaGross CostCentral SubsidyNet PriceMonthly GenerationMonthly SavingsSBI 7% Loan EMIPayback
1 kW100 sq ft₹77,000-₹30,000₹47,000~125 units~₹1,080~₹710/mo3.6 Yrs
2 kW180 sq ft₹1,44,000-₹60,000₹84,000~250 units~₹2,400~₹1,269/mo2.9 Yrs
3 kW280 sq ft₹2,04,000-₹78,000₹1,26,000~375 units~₹3,800~₹1,903/mo2.7 Yrs
5 kW450 sq ft₹3,28,000-₹78,000₹2,50,000~625 units~₹6,800~₹3,775/mo3 Yrs
10 kW900 sq ft₹6,25,000-₹78,000₹5,47,000~1250 units~₹14,200~₹8,259/mo3.2 Yrs
* Net Price = Gross Benchmark Cost − PM Surya Ghar Central CFA Subsidy − State Top-up Subsidy.Read complete subsidy claim guidelines

Electricity Boards & DISCOM Net Metering in Maharashtra

Official distribution utilities connected with the PM Surya Ghar National Portal

Maharashtra has India's highest residential slab tariffs (reaching ₹17.81/unit for 500+ units), giving homeowners the quickest solar ROI & payback period in the country (~2.5-3.0 years).

Maharashtra State Electricity Distribution Co. Ltd. (MSEDCL / Mahavitaran)Net Metering Buyback: ₹3.79/unit
Official Portal
Tata Power Mumbai DistributionNet Metering Buyback: ₹3.79/unit
Official Portal
Adani Electricity Mumbai LimitedNet Metering Buyback: ₹3.79/unit
Official Portal
BEST Undertaking (Mumbai Island City)Net Metering Buyback: ₹3.79/unit
Official Portal

Step-by-Step Net Metering & Subsidy Claim Workflow in Maharashtra

1National Portal Application

Submit consumer number and choose MSEDCL, Tata Power, or Adani Electricity on pmsuryaghar.gov.in.

2DISCOM Sanction & Grid Feasibility

DISCOM validates local distribution transformer margin up to 100% of sanctioned load.

3Site Installation by Certified EPC

High-wind certified mounting structure and DCR ALMM Phase-II modules installed.

4Meter Replacement & CEIG Inspection

Bi-directional net meter installed; systems >10kW inspected by Electrical Inspectorate (CEIG).

5Direct DBT Subsidy Credit

Central CFA of ₹78,000 disbursed directly to bank account within 30 days of commissioning.

Solar Rooftop Bank Loans Available in Maharashtra

Compare All Banks & EMI Calculator

Under the PM Surya Ghar scheme, leading public sector banks provide collateral-free green solar loans across Maharashtra at a concessional interest rate of 7.00% p.a. via the JanSamarth Portal:

State Bank of India7.00% p.a.SBI Surya Ghar (≤3 kW)10% Margin • 10 Yr Tenure
Punjab National Bank7.00% p.a.PNB Surya Ghar SchemeZero Upfront Fee • Fast Track
Canara Bank7.00% p.a.Canara Solar RooftopWomen Borrower Concession
Bajaj Finserv & Fintechs0% Down-PaymentInstant Solar EMI2-Hr Digital Sanction

Solar Panel Prices & Verified Installers Across Major Cities in Maharashtra

Select your city for city-specific electricity tariff slabs, DISCOM feeder feasibility, and local installation costs:

MumbaiPune
Nagpur
Nashik
Thane
Aurangabad

ALMM Phase-II Listed Domestic Hardware Available in Maharashtra

All systems eligible for the PM Surya Ghar subsidy in Maharashtra strictly mandate Domestic Content Requirement (DCR) cells and modules manufactured by MNRE ALMM Phase-II listed producers:

Tata Power SolarWaaree EnergiesGrowattAdani SolarEnphase

Frequently Asked Questions: Solar Panels in Maharashtra

How much subsidy is available for solar panels in Maharashtra?

Under PM Surya Ghar, residential individual households receive ₹30,000 for 1kW, ₹60,000 for 2kW, and a maximum of ₹78,000 for systems of 3kW or higher credited via Direct Benefit Transfer (DBT).

Why is solar panel ROI fastest in Maharashtra?

Maharashtra has India's highest residential power tariffs. With top slabs exceeding ₹17/unit on MSEDCL and Tata Power, solar generation offsets the most expensive power units, producing full payback in 2.6 to 2.8 years.

What is the net price of a 3kW solar system in Maharashtra?

A 3kW on-grid rooftop solar system costs approximately ₹2,04,000 gross. After deducting the ₹78,000 PM Surya Ghar Central subsidy, net cost is ~₹1,26,000.

Can housing societies (RWAs) in Maharashtra claim solar subsidies?

Yes. Group housing societies can receive ₹18,000 per kW up to 500 kW capacity for common facilities like elevators, water pumps, and clubhouse lighting.

Explore Solar Panels in Other States of India

View All 28 States & UTs

Compare PM Surya Ghar subsidies, state top-ups, DISCOM net metering regulations, and solar insolation across India:

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