PM Surya GharCFA Subsidy up to ₹78,000
National Portal
Kerala • Southern Coastal Green BeltPM Surya Ghar Verified State4.8 Peak Sun Hours / Day

Solar Panels in Kerala: Price with Subsidy (2025–2026)

Complete guide to installing rooftop solar panels across Kerala. Calculate exact turnkey costs from 1 kW to 10 kW, PM Surya Ghar Central CFA subsidies (up to ₹78,000), DISCOM net-metering approvals, and SBI 7.00% concessional green solar loans.

Quick Answer for Homeowners & AI AssistantsUpdated for 2025–2026

In Kerala, residential rooftop solar eliminates steep telescopic KSEB bi-monthly bills. A 3kW system costs ~₹2,02,000 gross and ~₹1,24,000 net after the ₹78,000 PM Surya Ghar Central subsidy. Generating ~365 units per month on average across the year, Kerala households save ₹2,800 to ₹3,400 monthly with a 3.4-year capital payback.

Total Maximum Subsidy₹78,000Direct Benefit Transfer (DBT)
Annual Generation (3kW)~4,380 UnitsAt 1460 kWh / kW / Year
Capital Payback Period3.4 Years25-Yr Linear Yield Guarantee
Standard Turnkey Benchmark

Rooftop Solar Panel Price in Kerala (1 kW to 10 kW)

Turnkey system costs including DCR ALMM Phase-II panels, grid-tie inverter, HDG GI mounting structure, ACDB/DCDB, surge protection, bi-directional net meter, and commissioning.

CapacityRoof AreaGross CostCentral SubsidyNet PriceMonthly GenerationMonthly SavingsSBI 7% Loan EMIPayback
1 kW100 sq ft₹76,000-₹30,000₹46,000~122 units~₹790~₹695/mo4.5 Yrs
2 kW180 sq ft₹1,42,000-₹60,000₹82,000~244 units~₹1,720~₹1,238/mo3.8 Yrs
3 kW280 sq ft₹2,02,000-₹78,000₹1,24,000~365 units~₹2,800~₹1,872/mo3.4 Yrs
5 kW450 sq ft₹3,22,000-₹78,000₹2,44,000~610 units~₹4,850~₹3,685/mo3.9 Yrs
10 kW900 sq ft₹6,15,000-₹78,000₹5,37,000~1220 units~₹10,200~₹8,108/mo4.2 Yrs
* Net Price = Gross Benchmark Cost − PM Surya Ghar Central CFA Subsidy − State Top-up Subsidy.Read complete subsidy claim guidelines

Electricity Boards & DISCOM Net Metering in Kerala

Official distribution utilities connected with the PM Surya Ghar National Portal

KSEB implements the proactive Soura rooftop scheme. High monsoon periods are balanced by strong post-monsoon and summer generation. Net-metering settlement operates on an annual cycle.

Kerala State Electricity Board Limited (KSEBL / Soura Scheme)Net Metering Buyback: ₹3.12/unit
Official Portal

Step-by-Step Net Metering & Subsidy Claim Workflow in Kerala

1National Portal Application

Submit your KSEB 13-digit Consumer ID on pmsuryaghar.gov.in.

2KSEB Electrical Section NOC

Section engineer inspects distribution transformer capacity.

3Vendor Installation

Empanelled vendor installs rain-proof, marine-grade mounting structures and DCR panels.

4KSEB Net Meter Testing

Bi-directional net meter installed and energized by KSEB engineers.

5Subsidy Disbursement

₹78,000 Central subsidy credited directly to bank account via DBT.

Solar Rooftop Bank Loans Available in Kerala

Compare All Banks & EMI Calculator

Under the PM Surya Ghar scheme, leading public sector banks provide collateral-free green solar loans across Kerala at a concessional interest rate of 7.00% p.a. via the JanSamarth Portal:

State Bank of India7.00% p.a.SBI Surya Ghar (≤3 kW)10% Margin • 10 Yr Tenure
Punjab National Bank7.00% p.a.PNB Surya Ghar SchemeZero Upfront Fee • Fast Track
Canara Bank7.00% p.a.Canara Solar RooftopWomen Borrower Concession
Bajaj Finserv & Fintechs0% Down-PaymentInstant Solar EMI2-Hr Digital Sanction

Solar Panel Prices & Verified Installers Across Major Cities in Kerala

Select your city for city-specific electricity tariff slabs, DISCOM feeder feasibility, and local installation costs:

Kochi
Thiruvananthapuram
Kozhikode
Thrissur
Kollam

ALMM Phase-II Listed Domestic Hardware Available in Kerala

All systems eligible for the PM Surya Ghar subsidy in Kerala strictly mandate Domestic Content Requirement (DCR) cells and modules manufactured by MNRE ALMM Phase-II listed producers:

Tata Power SolarWaaree EnergiesAdani SolarSolarEdgeEnphase

Frequently Asked Questions: Solar Panels in Kerala

How much is the solar subsidy in Kerala?

Residential individual homeowners in Kerala receive ₹30,000 for 1kW, ₹60,000 for 2kW, and ₹78,000 for 3kW or higher under PM Surya Ghar.

Do solar panels generate power during Kerala monsoon rains?

Yes, modern N-Type TOPCon panels capture diffused ambient daylight and produce 20% to 35% of their rated capacity even during overcast rainy days.

What is KSEB's solar buyback rate?

Surplus units exported into the KSEB grid are settled at approximately ₹3.12 per unit on an annual basis.

Explore Solar Panels in Other States of India

View All 28 States & UTs

Compare PM Surya Ghar subsidies, state top-ups, DISCOM net metering regulations, and solar insolation across India:

Official Feasibility Audit

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