How much subsidy is available under PM Surya Ghar Muft Bijli Yojana?

Under PM Surya Ghar Muft Bijli Yojana, residential individual homeowners receive ₹30,000 for 1 kW, ₹60,000 for 2 kW, and a maximum of ₹78,000 for systems of 3 kW and above. Certain states like Uttar Pradesh offer an additional top-up of up to ₹30,000 via UPNEDA (total ₹1,08,000).

What is the interest rate for the SBI Surya Ghar Solar Loan?

State Bank of India (SBI) and other PSU banks offer the PM Surya Ghar loan at a concessional rate of 7.00% per annum, requiring only 10% margin money with zero collateral up to 3 kW installations.

How do Torrent Power, BSES, MSEDCL, and other DISCOMs handle solar net metering?

Net metering applications are initiated through the official National Portal (pmsuryaghar.gov.in) mapped to your local DISCOM service number. Once approved, the distribution company replaces your regular electricity meter with a bi-directional net meter to record both import and export units.

Which solar panel technology qualifies for PM Surya Ghar subsidies?

To qualify for the DBT subsidy, systems must strictly use Domestic Content Requirement (DCR) cells and modules manufactured by MNRE ALMM Phase-II listed producers such as Tata Power Solar, Adani Solar, Waaree Energies, and Vikram Solar.

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Solar Panels in Different States of India (2025–2026)

Compare rooftop solar prices, PM Surya Ghar Central CFA subsidies (up to ₹78,000), State Government top-ups (up to ₹30,000 in UP, ₹3/unit GBI in Delhi), and local DISCOM net metering regulations across all Indian states and union territories.

Quick Answer: State Solar Variations in India2025–2026 Fact Base

Under the Central PM Surya Ghar scheme, all residential Indian households receive a fixed Central CFA subsidy: ₹30,000 for 1kW, ₹60,000 for 2kW, and ₹78,000 for 3kW or higher. In addition, Uttar Pradesh grants an extra ₹30,000 UPNEDA state top-up (total ₹1,08,000), and Delhi grants ₹3.00/unit GBI. Solar insolation varies from 4.7 sun hours/day in Eastern India to 5.6 sun hours/day in Rajasthan, with capital payback periods ranging from 2.5 years (Maharashtra) to 3.6 years (Odisha/Bengal).

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Solar Panels in Different States of India (2025–2026)

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